Choosing the right postgraduate medical college involves more than just evaluating cutoffs and tuition fees. Understanding the Karnataka PG Medical Bond and Stipend policy is equally important, as it directly impacts your financial planning and career after completing your MD/MS course. Before participating in the counselling process, every aspirant should be aware of the compulsory service bond, bond amount, discontinuation rules, and the monthly stipend offered by government and private medical colleges.
In this guide, you’ll find complete information on the Karnataka PG Medical Bond and Stipend, including the bond policy for Government Medical Colleges, Private Medical Colleges, government quota, private quota, service obligations, discontinuation rules, and the stipend offered to postgraduate residents. Whether you’re comparing colleges or planning your postgraduate admission, this article provides all the essential details in one place to help you make an informed decision.
NEET PG Rank Predictor 2026
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Disclaimer: This rank predictor is based on previous year score-rank trends and is for estimation only. Actual NEET PG 2026 rank may vary depending on exam difficulty and competition.
Also Check Karnataka NEET PG Medical Cut-off 2026
Karnataka PG Medical Bond and Stipend for Government and Private Medical Colleges
Karnataka PG Medical Stipend for Government Medical College
| Institute | Stipend Year 1 | Stipend Year 2 | Stipend Year 3 |
|---|---|---|---|
| Bangalore Med Coll, Bangalore | ₹56,250 | ₹62,500 | ₹68,750 |
| Belagavi IMS, Belagavi | ₹56,250 | ₹62,500 | ₹68,750 |
| Bidar IMS, Bidar | ₹56,250 | ₹62,500 | ₹68,750 |
| Chamrajanagar IMS, Karnataka | ₹56,250 | ₹62,500 | ₹68,750 |
| Chikkaballapura Inst of Med Sci | ₹56,250 | ₹62,500 | ₹68,750 |
| Chikkamagaluru Inst of Med Sci | ₹56,250 | ₹62,500 | ₹68,750 |
| Dharward IMHANS, Dharwad | ₹56,250 | ₹62,500 | ₹68,750 |
| ESI, Bangalore | ₹1,14,016 | ₹1,14,016 | ₹1,14,016 |
| ESIC Med Coll, Gulbarga | ₹1,14,016 | ₹1,14,016 | ₹1,14,016 |
| Gadag IMS, Gadag | ₹56,250 | ₹62,500 | ₹68,750 |
| Gulbarga IMS, Gulbarga | ₹56,250 | ₹62,500 | ₹68,750 |
| Hassan IMS, Hassan | ₹56,250 | ₹62,500 | ₹68,750 |
| Haveri Inst of Med Sci, Haveri | ₹56,250 | ₹62,500 | ₹68,750 |
| IGICH, Bangalore | ₹56,250 | ₹62,500 | ₹68,750 |
| Karwar Inst of Med Sciences | ₹56,250 | ₹62,500 | ₹68,750 |
| Kidwai Memorial, Bangalore | ₹56,250 | ₹62,500 | ₹68,750 |
| KIMS, Hubli | ₹56,250 | ₹62,500 | ₹68,750 |
| Kodagu Inst of Med Sciences | ₹56,250 | ₹62,500 | ₹68,750 |
| Koppal Inst of MS, Koppal | ₹56,250 | ₹62,500 | ₹68,750 |
| Mandya IMS, Mandya | ₹56,250 | ₹62,500 | ₹68,750 |
| Mysore Med Coll, Mysore | ₹56,250 | ₹62,500 | ₹68,750 |
| Raichur IMS, Raichur | ₹56,250 | ₹62,500 | ₹68,750 |
| SDS TB Research, Bangalore | ₹56,250 | ₹62,500 | ₹68,750 |
| SGITO (Sanjay Gan), Bangalore | ₹56,250 | ₹62,500 | ₹68,750 |
| Shimoga IMS, Shimoga | ₹56,250 | ₹62,500 | ₹68,750 |
| Shri Atal Bihari Vajpayee, BLR | ₹56,250 | ₹62,500 | ₹68,750 |
| VIMS, Bellary | ₹56,250 | ₹62,500 | ₹68,750 |
Karnataka PG Medical Bond for Government Medical College
| Institute | Bond Years | Bond Penalty |
|---|---|---|
| Bangalore Med Coll, Bangalore | 1 | ₹50,00,000 |
| Belagavi IMS, Belagavi | 1 | ₹50,00,000 |
| Bidar IMS, Bidar | 1 | ₹50,00,000 |
| Chamrajanagar IMS, Karnataka | 1 | ₹50,00,000 |
| Chikkaballapura Inst of Med Sci | 1 | ₹50,00,000 |
| Chikkamagaluru Inst of Med Sci | 1 | ₹50,00,000 |
| Dharward IMHANS, Dharwad | 1 | ₹50,00,000 |
| ESI, Bangalore | 2 | ₹10,00,000 |
| ESIC Med Coll, Gulbarga | 2 | ₹10,00,000 |
| Gadag IMS, Gadag | 1 | ₹50,00,000 |
| Gulbarga IMS, Gulbarga | 1 | ₹50,00,000 |
| Hassan IMS, Hassan | 1 | ₹50,00,000 |
| Haveri Inst of Med Sci, Haveri | 1 | ₹50,00,000 |
| IGICH, Bangalore | 1 | ₹50,00,000 |
| Karwar Inst of Med Sciences | 1 | ₹50,00,000 |
| Kidwai Memorial, Bangalore | 1 | ₹50,00,000 |
| KIMS, Hubli | 1 | ₹50,00,000 |
| Kodagu Inst of Med Sciences | 1 | ₹50,00,000 |
| Koppal Inst of MS, Koppal | 1 | ₹50,00,000 |
| Mandya IMS, Mandya | 1 | ₹50,00,000 |
| Mysore Med Coll, Mysore | 1 | ₹50,00,000 |
| Raichur IMS, Raichur | 1 | ₹50,00,000 |
| SDS TB Research, Bangalore | 1 | ₹50,00,000 |
| SGITO (Sanjay Gan), Bangalore | 1 | ₹50,00,000 |
| Shimoga IMS, Shimoga | 1 | ₹50,00,000 |
| Shri Atal Bihari Vajpayee, BLR | 1 | ₹50,00,000 |
| VIMS, Bellary | 1 | ₹50,00,000 |
Seat Leaving Penalty Alert
| 🏥 Institute | ⚠️ Seat Leaving Penalty |
|---|---|
| Government College | Rs. 10 Lakhs + Stipend Received + Entire Course Fee + 3 years debarment |
| ESIC College | Rs. 10 Lakhs + 3 Years Course Fee |
Bond Remarks
Candidates are required to sign a 1-year bond (urban service mentioned inside the bond).
All candidates admitted through AIQ seats in All India Counselling or Government Seats in Karnataka State Counselling are required to sign a 3-year overall bond (including the 1-year bond).
However, currently only the 1-year bond is being implemented in Karnataka.
Karnataka PG Medical Stipend for Private Medical College
| Institute | Stipend Year 1 | Stipend Year 2 | Stipend Year 3 |
|---|---|---|---|
| AIMS, Adichunchanagiri, Bellur | ₹45,000 | ₹50,000 | ₹55,000 |
| AJIMS, Mangalore | ₹56,250 | ₹62,500 | ₹68,750 |
| Akash IMS, Devanhalli, Bangalore | ₹50,000 | ₹55,000 | ₹60,000 |
| Basaveswara, Chitradurga | ₹5,000 | ₹5,000 | ₹5,000 |
| BGS IMS, Bangalore | ₹30,000 | ₹30,000 | ₹35,000 |
| DR BR Ambedkar, Bangalore | ₹20,000 | ₹25,000 | ₹30,000 |
| Dr Chandramma DS Inst, Harohalli | ₹56,250 | ₹62,500 | ₹68,750 |
| East Point College, Bangalore | ₹20,000 | ₹25,000 | ₹30,000 |
| Father Mullers, Mangalore | ₹56,250 | ₹62,500 | ₹68,750 |
| JJM Med Coll, Davangere | ₹35,000 | ₹40,000 | ₹45,000 |
| Kanachur IMS, Mangalore | ₹35,000 | ₹40,000 | ₹45,000 |
| Kempegowda IMS, Bangalore | ₹35,000 | ₹40,000 | ₹45,000 |
| Khaja Bandanawaz, Gulbarga | ₹35,000 | ₹40,000 | ₹45,000 |
| KVG Med Coll, Sullia | ₹40,000 | ₹45,000 | ₹50,000 |
| MRMC, Gulbarga | ₹45,000 | ₹50,000 | ₹55,000 |
| MS Ramaiah, Bangalore | ₹56,250 | ₹62,500 | ₹68,750 |
| Navodaya Med Coll, Raichur | ₹10,000 | ₹10,000 | ₹10,000 |
| Nijalingappa, Bagalkot | ₹10,000 | ₹12,000 | ₹15,000 |
| Oxford Med Coll, Bangalore | ₹35,000 | ₹40,000 | ₹45,000 |
| Sapthagiri IMS & RC, Bangalore | ₹35,000 | ₹40,000 | ₹45,000 |
| SDM College, Dharwad | ₹45,000 | ₹50,000 | ₹55,000 |
| Shridevi IMS, Tumkur | ₹45,000 | ₹50,000 | ₹55,000 |
| Siddaganga Med Coll & RI, Tumakuru | ₹56,250 | ₹62,500 | ₹68,750 |
| SMC, Shimoga | ₹45,000 | ₹50,000 | ₹55,000 |
| Sri Chamundeshwari Med Coll | ₹35,000 | ₹35,000 | ₹35,000 |
| Srinivasa IMS, Srinivasanagar | ₹45,000 | ₹50,000 | ₹55,000 |
| SSIMS & RC, Davangere | ₹30,000 | ₹35,000 | ₹40,000 |
| St John’s, Bangalore | ₹56,250 | ₹62,500 | ₹68,750 |
| VIMS (Vydehi), Bangalore | ₹25,000 | ₹30,000 | ₹35,000 |
Karnataka PG Medical Bond for Private Medical College
| Institute | Bond Years | Bond Penalty |
|---|---|---|
| AIMS, Adichunchanagiri, Bellur | 1 | ₹50,00,000 |
| AJIMS, Mangalore | 1 | ₹50,00,000 |
| Akash IMS, Devanhalli, Bangalore | 1 | ₹50,00,000 |
| Basaveswara, Chitradurga | 1 | ₹50,00,000 |
| BGS IMS, Bangalore | 1 | ₹50,00,000 |
| DR BR Ambedkar, Bangalore | 1 | ₹50,00,000 |
| Dr Chandramma DS Inst, Harohalli | 1 | ₹50,00,000 |
| East Point College, Bangalore | 1 | ₹50,00,000 |
| Father Mullers, Mangalore | 1 | ₹50,00,000 |
| JJM Med Coll, Davangere | 1 | ₹50,00,000 |
| Kanachur IMS, Mangalore | 1 | ₹50,00,000 |
| Kempegowda IMS, Bangalore | 1 | ₹50,00,000 |
| Khaja Bandanawaz, Gulbarga | 1 | ₹50,00,000 |
| KVG Med Coll, Sullia | 1 | ₹50,00,000 |
| MRMC, Gulbarga | 1 | ₹50,00,000 |
| MS Ramaiah, Bangalore | 1 | ₹50,00,000 |
| Navodaya Med Coll, Raichur | 1 | ₹50,00,000 |
| Nijalingappa, Bagalkot | 1 | ₹50,00,000 |
| Oxford Med Coll, Bangalore | 1 | ₹50,00,000 |
| Sapthagiri IMS & RC, Bangalore | 1 | ₹50,00,000 |
| SDM College, Dharwad | 1 | ₹50,00,000 |
| Shridevi IMS, Tumkur | 1 | ₹50,00,000 |
| Siddaganga Med Coll & RI, Tumakuru | 1 | ₹50,00,000 |
| SMC, Shimoga | 1 | ₹50,00,000 |
| Sri Chamundeshwari Med Coll | 1 | ₹50,00,000 |
| Srinivasa IMS, Srinivasanagar | 1 | ₹50,00,000 |
| SSIMS & RC, Davangere | 1 | ₹50,00,000 |
| St John’s, Bangalore | 1 | ₹5,00,000 |
| VIMS (Vydehi), Bangalore | 1 | ₹50,00,000 |
| Sri Madhusudan Sai Inst of Med Sci | 1 | ₹50,00,000 |
| Al-Ameen, Bijapur | 1 | ₹50,00,000 |
Bond Remarks
Candidates are required to sign a 1-year bond (urban service mentioned inside the bond).
All candidates admitted through AIQ seats in All India Counselling or Government Seats in Karnataka State Counselling are required to sign a 3-year overall bond (including the 1-year bond).
However, currently only the 1-year bond is being implemented in Karnataka.
Seat Leaving Penalty
Rs. 10 Lakhs + Stipend Received + Entire Course Fee + 3 years debarment
Karnataka PG Medical Bond and StipendKarnataka PG Medical Bond and StipendKarnataka PG Medical Bond and StipendKarnataka PG Medical Bond and StipendKarnataka PG Medical Bond and StipendKarnataka PG Medical Bond and StipendKarnataka PG Medical Bond and StipendKarnataka PG Medical Bond and StipendKarnataka PG Medical Bond and StipendKarnataka PG Medical Bond and StipendKarnataka PG Medical Bond and Stipend
❓ FAQs – Karnataka NEET PG Admission
Q2. Is there a bond for PG medical seats in Karnataka?
Yes. Government medical colleges have a 3-year service bond, with a penalty of ₹50 lakhs for non-compliance.
Q3. Can other state candidates apply for Karnataka NEET PG counselling?
Yes. Non-Karnataka candidates can apply for private colleges under management or OPN quota. They are not eligible for government or state quota seats.
Q4. What are the steps in the Karnataka PG counselling process?
The counselling process includes:
Online registration on KEA portal.
Document verification (offline in Bangalore).
Publication of merit list.
Choice filling and locking.
Seat allotment.
Downloading the allotment order and college reporting.
Q5. Who conducts NEET PG counselling for Karnataka state quota seats?
A1. The Karnataka Examinations Authority (KEA) conducts NEET PG counselling for 50% state quota seats in government colleges and 100% seats in privates Colleges in Karnataka (except central institutes like AIIMS, JIPMER, etc.).
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